We provide offers from over 20 of Egypt’s top insurance companies, as we are trusted from the FRA.

Life insurance is a contract where, in exchange for premium payments, an insurer pays a lump-sum “death benefit” to your named beneficiaries upon your death. It’s crucial for anyone with dependents to provide them with financial security for their future.

Term Life provides coverage for a specific period (e.g., 1, 10, or 20 years) and is generally more affordable. Investment Plan provides lifelong coverage and includes a cash value component that grows over time, making it a financial asset.
N.B. Investment Plan is both life death benefit and investment as well, and the client can add other riders if he wishes to do so.

This depends on your individual circumstances. A common guideline is 10-15 times your annual income. You should consider covering debts, mortgage, future education costs for children, and income replacement for your family. Our advisors can help you calculate the precise amount.

Premiums are based on risk factors including your age, gender, health condition, smoking status, occupation, and the coverage amount and type of policy you choose. Younger, healthier individuals typically receive lower premiums.

Under current Egyptian law, the death benefit from a life insurance policy is generally paid to the beneficiaries free from income and inheritance taxes, ensuring they get the full intended amount.

For most policies, especially those with higher coverage amounts, a medical exam is required. This may include a health questionnaire, blood pressure reading, and blood/urine samples. This helps the insurance company accurately assess your health and risk profile.

You can name any person(s), such as a spouse, children, or other relatives. You can also name a trust or a charity. It’s important to name a beneficiary and keep it updated to ensure the benefit is paid out smoothly and according to your wishes.

Yes, it is common to have multiple policies. For instance, you might have a group policy through your employer and a separate individual policy to ensure sufficient coverage for your family’s specific needs.

Your beneficiary will need to contact us or the insurance company directly. They will be required to submit a claim form along with a copy of the death certificate and other necessary identification documents. We assist our clients’ families to ensure this process is handled with care and efficiency.

We provide offers from over 20 of Egypt’s top insurance companies, as we are trusted from the FRA.