Personal Accident Insurance
Protect yourself and your loved ones with a financial safety net against the unexpected consequences of an accident, 24 hours a day.
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Protect yourself and your loved ones with a financial safety net against the unexpected consequences of an accident, 24 hours a day.
At Beyond Insurance Brokerage, A Personal Accident policy offers you and your family peace of mind, providing crucial financial support when life’s unexpected events occur.
Provides a lump-sum payment to your family or beneficiaries in the unfortunate event of death resulting directly from an accident.
Offers a lump-sum benefit if an accident results in permanent total or partial disability, helping to cover long-term expenses and loss of income.
Pays a weekly benefit for a specified period if you are temporarily unable to work due to an accident, helping to replace lost salary.
Covers the cost of medical treatment, including hospitalization, surgery, and consultations, required as a direct result of a covered accident.
At Beyond Insurance Brokerage, You are protected around the clock, whether you are at work, at home, or traveling abroad on business or leisure.
Enjoy comprehensive accident protection for you and your family at a cost-effective price, tailored to your needs and budget.
Let Beyond Insurance Brokerage help you design a plan that provides meaningful protection for you and your family, aligning with your personal budget.
Understanding Personal Accident cover for you and your family in Egypt.
We provide offers from over 20 of Egypt’s top insurance companies, as we are trusted from the FRA.
It is an annual policy that provides a fixed financial compensation to you or your beneficiaries in case of death, disability, or injury resulting solely and directly from an accident. It operates 24/7.
Medical insurance covers the costs of treatment for sickness and accidents. Personal Accident insurance provides a fixed lump-sum cash benefit if you die or are permanently disabled by an accident. It is designed to compensate for loss of life or future income, not just medical bills.
No. Personal Accident insurance specifically covers bodily injury caused by “accidental, violent, external, and visible means.” It does not cover death or disability resulting from illness, sickness, or disease. Life and Medical insurance are the appropriate policies for those risks.
An accident is generally defined as a sudden, unforeseen, and involuntary event caused by an external, violent, and visible force. Examples include car crashes, falls, burns, or injuries from machinery. It is an event that is not intended or expected.
You can tailor-make your coverage whether locked for working hours only or 24/7.
If an accident causes a permanent but not total disability, such as the loss of a finger or an eye, the policy pays a percentage of the total sum insured. The percentage is determined by a pre-defined scale in the policy (e.g., loss of one hand might pay 50% of the sum insured).
The premium is primarily based on the risk level of your occupation. Office-based professionals (e.g., accountants, lawyers) have the lowest risk and lowest premiums. Skilled manual workers have a higher risk, while occupations involving heavy manual labor or hazardous work have the highest risk and premiums.
No, coverage is typically on a local basis. This means you are protected only nationally for business or personal reasons.
Yes, insurers typically offer personal accident insurance for individuals between the ages of 18 and 64. Coverage usually ceases at age 65, although some special arrangements can be made. Children can be covered under a family plan.