Corporate Pension Plans
Invest in your greatest asset—your people with Beyond Insurance Brokerage. We design and manage corporate pension plans that attract top talent and secure your employees’ financial future.
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Invest in your greatest asset—your people with Beyond Insurance Brokerage. We design and manage corporate pension plans that attract top talent and secure your employees’ financial future.
Offering a robust retirement plan is more than a benefit; it’s a strategic investment in your company’s long-term success and your team’s loyalty.
A competitive pension plan is a key differentiator in the job market, helping you attract skilled professionals and reduce employee turnover.
Your company's contributions to a registered group pension scheme are typically tax-deductible, providing a direct financial benefit to your bottom line.
We design plans to fit your budget, from employer-only contributions (non-contributory) to shared models where employees also contribute to their savings.
Employee contributions are pooled and invested by leading financial institutions, leveraging professional expertise to maximize long-term growth.
Provide your team with peace of mind by helping them build a substantial nest egg for a comfortable and dignified retirement.
We handle the entire process, from plan design and market comparison to employee onboarding sessions and ongoing administration.
We provide offers from over 20 of Egypt’s top insurance companies, as we are trusted from the FRA.
A corporate pension plan (or group retirement scheme) is a program established by an employer to provide retirement income benefits for its employees. Contributions are made by the employer (and often the employee) into a fund that is invested to grow over time.
The government’s social insurance is a mandatory national program providing a basic level of retirement income. A corporate pension plan is a private, voluntary scheme offered by the company as a supplementary benefit, designed to provide a much more substantial retirement fund for employees.
This depends on the plan’s “vesting” schedule. Typically, employees are always entitled to their own contributions. The employer’s contributions become available to the employee after they complete a certain period of service (the vesting period). If they leave before vesting, the employer’s contributions are returned to the company’s fund.
Yes, according to Egyptian tax law, a company’s contributions to a registered employee pension fund are considered a deductible expense, up to a certain percentage of total annual payroll. This makes it a tax-efficient way to provide employee benefits.
The funds are managed by professional asset managers at the insurance company or financial institution providing the plan. They invest the pooled contributions across a diversified portfolio of assets (like stocks, bonds, and treasury bills) according to a defined investment strategy.
Yes. Employee contributions to a registered plan can often be deducted from their taxable income, up to a certain limit. Furthermore, the investment growth within the fund is typically tax-deferred, meaning no tax is paid until the money is withdrawn at retirement.
Common options include taking the entire amount as a lump sum, converting the fund into a regular monthly or annual income (an annuity), or a combination of both. The available options depend on the specific plan’s rules and regulations.
Our goal is to minimize your administrative burden. We and the provider handle most of the heavy lifting, including onboarding, record-keeping, and compliance. Your HR team’s main role is typically processing enrollments for new hires and managing contribution data through payroll.
The first step is a consultation with us. We will help you define your objectives, understand your budget, and analyze your employee demographics. From there, we will survey the market to find the best providers and plan designs that fit your company’s unique needs.