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Property Insurance

Safeguard your most valuable physical assets with insurance coverage that protects your buildings, equipment, inventory, and business infrastructure against unforeseen risks

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Property Insurance
Protect Your
Assets

Protecting the Foundation of Your Business

Your property is the backbone of your operations. Property insurance provides comprehensive protection to keep your business running smoothly.

Key Coverage & Benefits

Business Interruption

Covers loss of income and fixed operating costs during a forced business shutdown resulting from an insured incident.

Property All Risks Coverage

Comprehensive all-risks coverage protecting your buildings, contents, and business equipment against a wide range of perils.

Fire & Allied Perils

Protection against damage caused by fire, lightning, explosion, and allied perils such as floods and storms.

Machinery Breakdown

Covers repair or replacement costs for machinery and equipment that breaks down due to mechanical or electrical failure.

Theft & Burglary Protection

Comprehensive theft coverage protecting your property and contents against burglary, robbery, and related property crimes.

Expert Risk Consulting

Professional risk assessment and consulting services to identify vulnerabilities and recommend loss prevention strategies.

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FAQ's

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Essential information for businesses considering property insurance coverage.

Property insurance in Egypt typically covers physical damage to your buildings, contents, machinery, and stock caused by fire, explosion, theft, natural perils, and other specified risks. Policies can be extended to include business interruption, machinery breakdown, and electronic equipment coverage.
The sum insured should reflect the full reinstatement value of your property — the cost to rebuild or replace it at today's prices, not the market value. We help you carry out a proper valuation to avoid underinsurance, which can significantly reduce claim payouts.
Standard property policies typically exclude flood and earthquake. However, these can be added as extensions to your policy.
Market value is what the property would sell for today, which factors in depreciation. Reinstatement value is the full cost to rebuild or replace using new materials at current prices. Property insurance should ideally be based on reinstatement value to ensure you can fully restore your business after a loss.
Yes. Tenants can insure their business contents, improvements made to the premises, and take out business interruption coverage. Landlords can insure the building structure itself. We can advise on the right split of coverage between tenant and landlord responsibilities.